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Nearly three-quarters (73%) of U.S. small business owners are optimistic about their economic viability in 2025, according to NEXT Insurance research. Despite challenges like rising business costs and shifting consumer trends, the economic outlook paints a complex picture of adaptability and vulnerability. NEXT surveyed 1,500 small business owners aged 18–64 across industries and regions in late October and November 2024 to reveal how economic factors are shaping business in the new year. The NEXT economic survey reveals a complex view of the economy. 57% of respondents state the economy is weaker than it was a year ago. This mood highlights ongoing challenges such as inflation, unemployment, and unpredictable market conditions that affect businesses nationwide. At the same time, the data shows diverse perspectives about the viability of their small business among owners. While 27% are not optimistic at all about the future of their business, about 3/4 of entrepreneurs report they are very optimistic (23%), optimistic (26%), or cautiously optimistic (25%) about their business's viability in the coming year. NEXT saw similar upward thinking about business owners' expected profits in the first six months of 2024. NEXT's survey highlights several challenges that may be shaping a business's outlook for the future. Rising costs have forced 17% of businesses to increase prices in the last six months. Another 15% reduced operating costs. Some industries, such as technology and health care , have shown resilience due to the demand for innovation and essential services. But others, such as retail and hospitality, are more vulnerable to fluctuating consumer spending and labor shortages. For example, an Intuit holiday shopping report reveals that 23% of consumers are reducing their holiday spending due to the rising costs of essentials like groceries and gas. This holiday season, consumers plan to spend an average of $294 at small businesses, compared to last year's $485—a 40% decrease. While NEXT data found that 12% of respondents closed all or part of their business, these closures were outweighed by growth. 10% say they've expanded their products or services, and another 7% opened a second location for their business. Despite difficulties, many business owners are holding steady: 17% expect no major changes in the next six months. And as planning for the first half of 2025 planning begins, business owners are thinking about growth. Some entrepreneurs will focus on expansion, with 14% planning to launch new products or services and 8% preparing to open second locations. These proactive efforts indicate confidence in the economy and market potential. Cost management will also play an important part, with 12% of businesses increasing prices to offset rising expenses and 11% expecting to cut costs in the coming months. However, not all businesses are as confident in their resilience; 12% are concerned about possible closure due to persistent financial difficulties. Regardless of the economic climate, businesses can focus on innovation strategies to propel them forward, such as adopting emerging AI technologies , diversifying products and services , and protecting their investment with business insurance to help mitigate the risks of growing a business. Small businesses can weather economic challenges long-term if they stay flexible and prepare for the unexpected to build a solid foundation for success. This story was produced by NEXT and reviewed and distributed by Stacker.
asbe Palladium is the least liquid precious metal trading on the Chicago Mercantile Exchange's COMEX and NYMEX divisions. Palladium has the lowest daily volume and open interest levels. Open interest is the total number of open long and short positions in a The Hecht Commodity Report is one of the most comprehensive commodities reports available today from a top-ranked author in commodities, forex, and precious metals. My weekly report covers the market movements of over 29 different commodities and provides bullish, bearish, and neutral calls, directional trading recommendations, and actionable ideas for traders and investors. I am offering a free trial and discount to new subscribers for a limited time. Andrew Hecht is a 35-year Wall Street veteran covering commodities and precious metals. The Hecht Commodity Report Learn more Analyst’s Disclosure: I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article. The author always has positions in commodities markets in futures, options, ETF/ETN products, and commodity equities. These long and short positions tend to change on an intraday basis. Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.
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TORONTO — Everything changed for Kia Nurse when she tore her anterior cruciate ligament in the 2021 WNBA playoffs. The basketball star from Hamilton was locked in as starter for a team in the semifinals. She’d been selected as an all-star just two years prior. But in one awkward fall three years ago, she was plunged into the depths of surgery and rehab. Nurse would miss the entire 2022 season due to the injury. She signed with the Seattle Storm for the 2023 campaign before a trade landed her with the Los Angeles Sparks last season. Meanwhile, Nurse represented Canada at the Paris Olympics in August, but she struggled as the team failed to reach the knockout round for the second straight time. The common thread throughout Nurse’s recent basketball journey? She just hasn’t quite felt like herself. “I still love basketball with all of my heart, and it's my favourite thing that I get to do. And I'm so privileged to be able to say that I get to do it as a job,” Nurse said. "But the last two years for me have been just really rocky, up and down.” Nurse, 28, will become a WNBA free agent as of Feb. 1. For now, she’s continuing her Raptors broadcast work with TSN and, on Monday, announced a new playing gig. In February, Nurse will join fellow WNBAers Alysha Clark and Sydney Colson among 37 others for Athletes Unlimited’s third basketball season in Nashville. Athletes Unlimited was founded as a women’s professional softball league in 2020 before expanding to basketball, volleyball and lacrosse. Its 24-game hoops campaign switches teams weekly and concludes by crowning a season-long individual champion. Players earn points through a fantasy-style system that rewards team successes like wins as well as individual accomplishments from made three-pointers to steals to drawn fouls. Outside of the unique scoring system, the game looks like traditional basketball — a major appeal to Nurse as she attempts to tap back into her roots. “I am not proud of my performance at the Olympics and not necessarily proud of how I’ve been playing over the last two years. I just have goals of finding my true love of the game and kind of coming back and being stronger physically, being more fit and just ultimately having a good year,” Nurse said. When Nurse’s career began in 2018, many WNBA players would ply their trade overseas during the off-season as a way of staying in shape and making additional money. But over the past half-decade — and perhaps expedited by Brittney Griner’s 2022 detainment in Russia — more options have emerged stateside, including Athletes Unlimited. “The (WNBA) now has a lot of the teams that have practice facilities, so they have full-time player development, practice-facility access and that's a big piece as well. But now ultimately we have these leagues at home like AU,” Nurse said. Athletes Unlimited will not be the only professional women’s basketball operation in North America this winter. A three-on-three league called Unrivaled, founded by WNBA stars Napheesa Collier and Breanna Stewart, will tip off in January in Miami. Nurse said Unrivaled was an option for her, but she preferred Athletes Unlimited. “I wanted a place where I'm happy with basketball again, really happy with myself and how I'm playing and a having a little more confidence boost from what I've had over these last two years. And I feel like AU, for me, that five-on-five setting was a big piece of it,” Nurse said. The timing of the Athletes Unlimited schedule — deep enough into the WNBA off-season but with enough leeway to fine tune things before the 2025 campaign begins — also stood out to Nurse. Ahead of AU, Nurse said she moved her training from Toronto to Hamilton, where she could stay closer to home and avoid the long highway drives. And following two seasons in which Nurse’s WNBA teams suffered a combined 61 losses, she’s hoping to find a landing spot in free agency with a winning franchise. “I want to ... have an opportunity make a deep playoff run, be kind of like an X-Factor player, somebody who can go out there, be a three-and-D player, can help make winning plays,” she said. Nurse said she and fellow WNBA veteran Bridget Carleton have discussed what went wrong in Paris and how it can be fixed ahead of Los Angeles 2028. Management changes have already occurred with the retirement of GM Denise Dignard and a mutual parting with head coach Victor Lapena. The national team recently met up in Toronto for an informal training camp where Nurse and Carleton aimed to lay the groundwork for the culture they hope to create over the next four years. “Getting back to the basics and just enjoying playing for Canada Basketball, but also creating a really strong, bonded culture where everybody does what they need to do for our team to win," she said. "We understand our roles (and) we understand the commitment piece of it because now there's so much going on and people are all over the place." This report by The Canadian Press was first published Nov. 22, 2024. Myles Dichter, The Canadian Press
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Facebook Twitter WhatsApp SMS Email Print Copy article link Save United Airlines travelers with lost luggage have a new tool to track their bags. If the lost bag has an Apple AirTag in it, that information can now be passed directly to United, the airline announced Thursday. The new feature, called Share Item Location, allows travelers with an AirTag or other Find My network accessory to share the location with the airline’s customer service team to help locate their luggage in the event it’s misplaced. United says more than 99% of its customers pick up their luggage without a hitch. The feature is now available with iOS 18.2, iPadOS 18.2 or macOS 15.2. “Apple’s new Share Item Location feature will help customers travel with even more confidence, knowing they have another way to access their bag’s precise location with AirTag or their Find My accessory of choice,” said David Kinzelman, United’s chief customer officer. People are also reading... OSU football: A prediction gone badly wrong OSU men's basketball: Beavers hope blowout wins pave the way for bigger things Philomath driver suspected of DUII in Corvallis pileup Corvallis police seek grinches who stole Christmas As I See It: Six reasons why Trump won again Rebuilding the Pac-12 Conference Corvallis Samaritan hospital has new CEO 2025 to bring rate increases, new fee for hauling Corvallis waste Graduate employees reach deal with OSU to end strike Why did Trump win? Election debrief hosted by Corvallis group Graduate strike at OSU continues. What's the holdup? The real reason Corvallis' Pastega Lights moved to Linn County Corvallis woman accused of hammer attack, break-in in Philomath Philomath gets a new look (at least, its logo does) Molestation victim’s mother tampered with court case Travelers on United whose bags do not arrive at their destination can file a delayed baggage report with United and share the link to the item’s location either through the United app or via text message. After the report has been submitted, customer service agents will be able to locate the item on an interactive map alongside a timestamp of a recent update. The shared location will be disabled after a customer has the bag, and customers can also stop sharing the location of the item at any time on their own. The location link will also automatically expire after seven days. Using AirTags or other tracking devices on luggage is increasingly popular among frequent travelers, with a significant boom following the 2022 Southwest Airlines holiday meltdown , which displaced thousands of travelers over Christmas and into 2023, alongside much of their belongings. United says lost bags are rare, with more than 99% of its customers arriving with their bags. It says the new technology will help those with lost bags to recover them more quickly because the airline will have more information about them. Apple previously announced the new service will also be integrated at other air carriers, including Delta Air Lines. Others include Aer Lingus, Air Canada, Air New Zealand, Austrian Airlines, British Airways, Brussels Airlines, Eurowings, Iberia, KLM Royal Dutch Airlines, Lufthansa, Qantas, Singapore Airlines, Swiss International Airlines, Turkish Airlines, Virgin Atlantic and Vueling. 4 tips to help you experience exceptional cruise dining | PennyWise podcast Nat CardonaLee Media Studio Frontier Airlines introducing ‘first class-style’ seats By Marnie Hunter, CNN US budget airlines are struggling. Will pursuing premium passengers solve their problems? DAVID KOENIGAssociated Press Receive the latest in local entertainment news in your inbox weekly!
Rexas Finance (RXS) has become one of the major attractions in the developing cryptocurrency field. Dubbed a potential ‘Dogecoin killer,’ RXS is more than another token—it is a groundbreaking model for tokenizing real-world assets (RWAs). Currently in its presale in Stage 10, and already showing impressive growth, RXS has all the ingredients for Dogecoin mass adoption and its explosive rise in 2021. Rexas Finance (RXS): $29M Raised and Counting – Projected 19,800% Growth by 2025 as Tokenization Revolutionizes Investments! What’s exciting about RXS is its new framework which enables people to tokenize physical assets so more people can invest in them. Based on this unique proposition, Rexas Finance is a pioneer in the game of asset tokenization, which allows users to exhibit fractional ownership of valuable commodities, real estate, and even art. Currently priced at $0.150, RXS has shown amazing growth as the presale progresses, starting from $0.03. According to analysts RXS has a pretty rosy future, they expect an insane 19,800% increase by the end of Q1 2025. Almost 355 million tokens have already been sold out of the 380 million offered to date, raising above $29 million ahead of its $33 million presale goal. The fact that this response was overwhelming shows us that RXS investors are confident about the company's future potential. And the next stage will see the token price rise to $0.175, outlining the token’s much-loved uptrend. Already, early investors are seeing gigantic returns on their initial investments with the hope of a $0.20 public launch. Additionally, RXS is paying significant attention to major cryptocurrency monitoring systems like CoinMarketCap and CoinGecko, which helps elevate RXS’s visibility and trust for users throughout the market. The rigid audit by Certik is an addition to the security layer for RXS, providing the potential investor's confidence that RXS is transparent and reliable to the highest standards. 🔥 $RXS Presale Stage 10 Sold Out 🔥 We’re excited to announce that Rexas Finance Presale Stage 10 has been sold out! ✅ Presale Stage 11 is now live, with the price per token increasing to $0.175 🚀 Don’t miss your chance to get in early! ⭐️ Buy Now: https://t.co/tNJAsvBiYe ... pic.twitter.com/6lg1WFwnkH Rexas Finance (RXS): Poised for Dogecoin-Like Breakout with 19,800% Growth Potential Amid Pro-Crypto Policy Shifts and Ethereum's Ascent! The breakout of RXS is very similar to what Dogecoin did in 2021. Social media buzz and community support exploded the Dogecoin price which hit an all-time high at $0.731. Analysts also expect the same trajectory for RXS, citing a couple of factors as the impetus for this potential growth. A shift in the U.S. political landscape is expected once Donald Trump is in command again, this time as a pro-crypto president. According to analysts, this change could create a more favourable regulatory environment for cryptocurrencies, especially for tokens such as RXS which concentrate on innovative asset management solutions. On top of that, Trump's plan to replace Gary Gensler with a more crypto-friendly chairman, could result in more people buying and investing in digital assets. The Ethereum blockchain uses RXS, a cryptocurrency that will surely benefit from the expected rise of ETH, and analysts are predicting the asset to reach $15,000. Since RXS is an ETH-based token with a focus on RWAs (worth is estimated at roughly $900T), the chance of return is large. With Ethereum’s upward momentum, RXS can expect a lot of benefit from this ripple effect. Additionally, the brains behind Dogecoin who are now dogecoin millionaires have been diversifying their portfolios by investing in RXS as the RXS coin is a powerful and promising asset in the crypto industry. This move emphasizes the rising awareness towards RXS as an alternative and not merely another token in the space, but rather a serious competitor to tokens such as Dogecoin. Rexas Finance (RXS): The Next Big Crypto Revolution with Real-World Asset Tokenization and Unmatched Growth Potential! Rexas Finance’s ecosystem at the core is intended to change how real-world assets are managed and traded. In addition, Rexas Token Builder features provide users the ability to generate their custom tokens without deep technical knowledge. By making this available to all, the ability to make these investment opportunities accessible to everyone makes it accessible to everyone – something that was previously reserved only for wealthy individuals or institutional investors. Furthermore, Rexas GenAI improves operational efficiency through the supply of automated insights and asset management solutions. Security is also a focus of the platform, with security tools like Rexas AI Shield empowering the users with confidence to take part in their investments. Rexas Treasury is a cross-chain yield aggregator that lets users make money on different blockchains in a simple-to-use application. As a whole, these features make up a powerful framework that should lure both retail and institutional investors seeking to participate in the digital assets economy. While looking into the future Rexas Finance (RXS) is a prominent investment product in the cryptocurrency space. Given its approach to real-world asset tokenization and exceptional presale output, RXS has what it takes to realize massive returns like Dogecoin did in the past. As this token moves through its presale phases before going public, investors are watching it with interest. Given the encouraging market conditions, alluring features, and energetic community involvement, RXS can emulate the same favourable path as Dogecoin with concomitant extremely rewarding outcomes for those who hop in at the earliest stages. Website: https://rexas.com Whitepaper: https://rexas.com/rexas-whitepaper.pdf Twitter/X: https://x.com/rexasfinance Telegram: https://t.me/rexasfinance Join our WhatsApp Channel to get the latest news, exclusives and videos on WhatsApp _____________ Disclaimer: Analytics Insight does not provide financial advice or guidance. Also note that the cryptocurrencies mentioned/listed on the website could potentially be scams, i.e. designed to induce you to invest financial resources that may be lost forever and not be recoverable once investments are made. You are responsible for conducting your own research (DYOR) before making any investments. Read more here.
Down 8%, This Undervalued Growth Stock Is a Top Buy for 2025
’Twas the night before Christmas, when all through the house Not a creature was stirring, not even a mouse; The stockings were hung by the chimney with care In hopes that St. Nicholas soon would be there; The children were nestled all snug in their beds, While visions of sugar-plums danced in their heads; And mamma in her kerchief, and I in my cap, Had just settled our brains for a long winter’s nap, When out on the lawn there arose such a clatter, I sprang from the bed to see what was the matter. Away to the window I flew like a flash, Tore open the shutters and threw up the sash. The moon on the breast of the new-fallen snow Gave the lustre of mid-day to objects below, When, what to my wondering eyes should appear, But a miniature sleigh, and eight tiny reindeer, With a little old driver, so lively and quick, I knew in a moment it must be St. Nick. More rapid than eagles his coursers they came, And he whistled, and shouted, and called them by name: “Now, Dasher! now, Dancer! now, Prancer and Vixen! On, Comet! on, Cupid! on, Donder and Blitzen! To the top of the porch! to the top of the wall! Now dash away! dash away! dash away all!” As dry leaves that before the wild hurricane fly, When they meet with an obstacle, mount to the sky; So up to the house-top the coursers they flew, With the sleigh full of Toys, and St. Nicholas too. And then, in a twinkling, I heard on the roof The prancing and pawing of each little hoof. As I drew in my head, and was turning around, Down the chimney St. Nicholas came with a bound. He was dressed all in fur, from his head to his foot, And his clothes were all tarnished with ashes and soot; A bundle of Toys he had flung on his back, And he looked like a peddler just opening his pack. His eyes—how they twinkled! his dimples how merry! His cheeks were like roses, his nose like a cherry! His droll little mouth was drawn up like a bow, And the beard of his chin was as white as the snow; The stump of a pipe he held tight in his teeth, And the smoke it encircled his head like a wreath; He had a broad face and a little round belly, That shook when he laughed, like a bowlful of jelly. He was chubby and plump, a right jolly old elf, And I laughed when I saw him, in spite of myself; A wink of his eye and a twist of his head, Soon gave me to know I had nothing to dread; He spoke not a word, but went straight to his work, And filled all the stockings; then turned with a jerk, And laying his finger aside of his nose, And giving a nod, up the chimney he rose; He sprang to his sleigh, to his team gave a whistle, And away they all flew like the down of a thistle. But I heard him exclaim, ere he drove out of sight, “Happy Christmas to all, and to all a good-night.” — “A Visit From St. Nicholas,” by Clement Clarke Moore Get local news delivered to your inbox!
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